Hey, it’s a New Year and a good time to change those smoke detector batteries, air filters and reorganize the closets. Right? One other to do is a home inventory.
Why? Because if you have a theft, flood, or fire you will need to prove to your insurance company what you owned and what was lost. But don’t worry. I have a simple way to do this that won’t take a lot of time.
If you have a smartphone this is especially easy.
Stand in the middle of each room and take a photo in each direction. Open the closets and take a photo. Open the kitchen cabinets and take a photo. If you have electronics like TVs, computers, or gaming equipment, take a photo of the serial numbers. Then create a folder in your cloud storage on your phone, laptop or pc and save those photos. Done! I have coverage for my refrigerated food so I even take a photo of my fridge and freezer!
We hope you never have to use these photos and never have a loss but there’s an old saying. “Better to have what you need and not need it than to need it and not have it.”
Have a great year everyone and feel free to call us for any insurance needs or questions you may have.
Contributed by Victoria Sutherland, Licensed Insurance Agent